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How long does information stay on file?

InquiresWill automatically purge 3 years from the date you applied for credit, although the system will keep a minimum of 5 inquires.
BankruptcyWill automatically purge from the system 6 years from the date of discharge in the case of a single bankruptcy. If the consumer declares several bankruptcies the system will keep each bankruptcy 14 years from the date of each discharge.
Credit CounsellingWill automatically purge from the system 3 years from the date paid.
Judgments/Seizure/Garnishment of WagesWill automatically purge from the system 6 years from the date filed.
CollectionWill automatically purge 6 years from the date it was filed with the collection company.
Secured LoansWill automatically purge from the system 6 years from the date filed.
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